TERMS AND CONDITIONS

Dryades Savings Bank, F.S.B. (the "Bank") maintains this site to provide you with information about Dryades Savings Bank, F.S.B. products and services and to facilitate communications with Dryades Savings Bank, F.S.B. and its affiliated companies.  Upon accessing this site, you acknowledge that you will or have read and agree to abide by the terms and conditions ("Agreement") described below.  If you decide not to agree to the terms and conditions discussed herein, you should exit this site.

Your use and browsing of this site is at your own risk.  Neither Dryades Savings Bank, F.S.B. nor any other party involved in creating, producing, or delivering the site is liable for any direct, incidental, consequential, indirect, punitive, or other damages of any kind arising out of your access to or use of this site, or the inability to use this site, whether caused by the equipment, software, Dryades Savings Bank, F.S.B. or any of its subsidiaries and/or affiliates, or by Internet browser providers, or by online service providers or by an agent or subcontractor of any of the foregoing.  Nor shall Dryades Savings Bank, F.S.B. be responsible for any direct, indirect, special or consequential, economic or other damages arising in any way out of the installation, use or maintenance of the equipment, software, the online access service, or Internet browser or access software.

WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS SITE IS PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.  WHILE DRYADES SAVINGS BANK, F.S.B. MAKES EVERY EFFORT TO PROVIDE ACCURATE INFORMATION ON THIS WEB SITE, IT ASSUMES NO RESPONSIBILITY FOR ACCURACY.  SOME INFORMATION PROVIDED TO YOU THROUGH THE USE OF THE SERVICES (DEFINED HEREINBELOW) OR THIS WEB SITE MAY CONTAIN TECHNICAL OR OTHER INACCURACIES OR OMISSIONS, TYPOGRAPHICAL ERRORS, AND MAY BECOME OUTDATED.

This site may contain links to other web sites on the Internet as an informational service to its readers and not as an endorsement of the web site or of any product, service, or entity.   All sites, that may be accessed through this site,  are independent and are maintained by persons other than Dryades Savings Bank, F.S.B. employees and agents.  Dryades Savings Bank, F.S.B. has no control over the contents of these linked sites.  Dryades Savings Bank, F.S.B. has not reviewed all of the sites linked to this site and is not responsible for the contents of any other sites linked to this site and can not vouch for the accuracy of the information contained in these linked sites.  Your linking to any other sites is at your own risk.

Dryades Savings Bank, F.S.B. may change the information on this site, or the products mentioned, at any time without notice and without first updating the channels through which that information is provided to you (e.g., an automated phone system or web site).  Nothing in those channels is intended to provide legal, accounting, tax or financial advice; you should consult your own professional advisor on such matters.  Information about products and services which you do not already have with Dryades Savings Bank, F.S.B. is provided for informational purposes only and should not be considered as an offer to make those products and services available to you.

This agreement governs in conjunction with other agreements between us, including but not limited to your signature card, our rules governing deposit accounts, fee schedules, electronic fund transfer agreement and disclosure, and any loan agreement(s).

We shall have no liability to you for any damage or other loss, direct or consequential, which you may incur by reason of your use of your computer system.  You agree that our liability for viruses, worms, Trojan horses, or other similar harmful components that may enter your computer system by downloading information, software, or other materials from our site shall be limited to replacing, or the reasonable cost of replacing the lost information, software or other material.  We will not be responsible or liable for any indirect, incidental or consequential damages which may result from such harmful components.

To find out about Dryades Savings Bank, F.S.B.'s Privacy Policy, please go to our Privacy Policy.

The content and information on our site is copyrighted by Dryades Savings Bank, F.S.B. and the unauthorized reproduction or distribution of any portion is prohibited.  Our logos and products are trademarked and servicemarked and may not be used without our permission.  Trademarks or servicemarks of others that are referenced on our web site are the property of their respective owners.  No part of these pages or screens may be copied (except as strictly necessary for you to view these materials on your own computer), republished, redistributed, modified, or otherwise used or exploited by you, without our prior written consent.

This agreement is governed by and interpreted in accordance with all applicable federal laws and regulations and the laws of the State of Louisiana, and that venue for any dispute relating to or arising from this Agreement shall be exclusively in the state or federal courts located in Orleans Parish, Louisiana.