PRIVACY POLICY

Dryades Savings Bank, FSB wants to be Your Bank for Life, and we want to assure you that customer privacy is, and always has been, a priority to us. You have the right to expect that your personal financial information will remain private and secure. We want to assure you that your privacy is important to us and that we are committed to treating customer information responsibly. We collect and retain information about you only for specific business purposes, from the following sources:- information we receive from you on applications and other forms, information about your transactions with us, and information we receive from a consumer-reporting agency. We have established procedures to ensurethat your financial information in our records is accurate, and we also pledge to respond to your request to correct inaccurate information in a timely manner.

Dryades Savings Bank, FSB does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We do not share customer information with third parties other than financial service providers of the bank operating in the normal course of business. We require their contractual agreement to adhere to our privacy policy, and that your information will remain confidential. We do report customer payment information to credit reporting agencies, and may disclose customer information due to legal process and regulatory requirements. Otherwise, we will not release any information about your accounts to anyone, unless we have your written permission. We do not sell customer information to other companies that may want to sell you products or services, including account numbers or access codes.

Customer information may be used to better identify and introduce you to our products and services that may be of interest to you. If you would prefer not to receive any special offers or information of interest from us, simply provide your account number(s), your name, as it appears on your account(s), and your address in a signed request to:

Dryades Savings Bank, FSB
ATTN: Compliance Officer
233 Carondelet Street
New Orleans, LA 70130

If you would like to examine your credit reports, or have your name removed from their marketing lists, please contact the national credit reporting agencies listed on this form. If you would like to have your name removed from other national marketing lists, please contact the Direct Marketing Association at the address listed on this disclosure.

Dryades Savings Bank, FSB understands our responsibility to keep customer information secure. Only those employees who need customer information to perform their jobs will have access to such information. All employees are educated on the importance of maintaining the confidentiality of customer information, and any employee who violates privacy procedures is subject to immediate disciplinary action. Companies with which we share customer information must agree to treat such customer information as confidential. In addition, all of our information systems and procedures are secured in compliance with federal standards in order to protect this information from being accessed by unauthorized third parties.

Please feel free to contact any of our employees if you would like more information about our privacy policy. We can be reached at the above address, or by calling us at (504) 598-7200.

If you would like to examine your credit reports, please contact the national credit reporting agencies listed below:

Equifax, Inc.
P. O. Box 105496
Atlanta, GA 30348-5496
800-997-2493
http://www.equifax.com

 

Trans Union Corporation
Consumer Disclosure Center
P. O. Box 2000
Chester, PA 19022
800-888-4213
http://www.tuc.com
Experian (formerly TRW)
National Consumer Assistance Center
P. O. Box 2104
Allen, TX 75013-2104
888-397-3742
http://www.experian.com

You also have the right to prohibit information contained in your credit file with a credit-reporting agency from being used in connection with any credit transaction that you do not initiate. To exercise this right, please call 1-888-567-8688 to contact all three of the credit reporting agencies listed above.

If you would like to have your name removed from other national marketing lists, please send a written “do not mail” or “do not phone” request to the Direct Marketing Association at the address listed below. They will inform their member companies of your request, although non-members will not be notified:

Direct Marketing Association
Mail Preference Service
P. O. Box 9008
Farmingdale, NY 11735-9008
      Direct Marketing Association
Telephone Preference Service
P. O. Box 9014
Farmingdale, NY 11735-9014

We hope you find this information helpful. Please feel free to contact any of our employees if you would like more information about our privacy policy. We can be reached at the address listed above, or by calling us at (504) 598-7200.


 

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