PRIVACY POLICY
Dryades Savings Bank, FSB wants to be Your Bank for Life, and
we want to assure you that customer privacy is, and always has been, a priority to us. You
have the right to expect that your personal financial information will remain private and
secure. We want to assure you that your privacy is important to us and that we are
committed to treating customer information responsibly. We collect and retain
information about you only for specific business purposes, from the following sources:-
information we receive from you on applications and other forms, information about your
transactions with us, and information we receive from a consumer-reporting agency. We have
established procedures to ensurethat your financial information in our records is
accurate, and we also pledge to respond to your request to correct inaccurate information
in a timely manner.
Dryades Savings Bank, FSB does not disclose any nonpublic
personal information about our customers or former customers to anyone, except as
permitted by law. We do not share customer information with third parties other than
financial service providers of the bank operating in the normal course of business. We
require their contractual agreement to adhere to our privacy policy, and that your
information will remain confidential. We do report customer payment information to credit
reporting agencies, and may disclose customer information due to legal process and
regulatory requirements. Otherwise, we will not release any information about your
accounts to anyone, unless we have your written permission. We do not sell customer
information to other companies that may want to sell you products or services, including
account numbers or access codes.
Customer information may be used to better identify and introduce
you to our products and services that may be of interest to you. If you would prefer not
to receive any special offers or information of interest from us, simply provide your
account number(s), your name, as it appears on your account(s), and your address in a
signed request to:
Dryades Savings Bank, FSB
ATTN: Compliance Officer
233 Carondelet Street
New Orleans, LA 70130
If you would like to examine your credit reports, or have your name
removed from their marketing lists, please contact the national credit reporting agencies
listed on this form. If you would like to have your name removed from other national
marketing lists, please contact the Direct Marketing Association at the address listed on
this disclosure.
Dryades Savings Bank, FSB understands our responsibility to keep
customer information secure. Only those employees who need customer information to perform
their jobs will have access to such information. All employees are educated on the
importance of maintaining the confidentiality of customer information, and any employee
who violates privacy procedures is subject to immediate disciplinary action. Companies
with which we share customer information must agree to treat such customer information as
confidential. In addition, all of our information systems and procedures are secured in
compliance with federal standards in order to protect this information from being accessed
by unauthorized third parties.
Please feel free to contact any of our employees if you would like
more information about our privacy policy. We can be reached at the above address, or by
calling us at (504) 598-7200.
If you would like to examine your credit reports, please contact the
national credit reporting agencies listed below:
Equifax, Inc.
P. O. Box 105496
Atlanta, GA 30348-5496
800-997-2493
http://www.equifax.com
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Trans Union Corporation
Consumer Disclosure Center
P. O. Box 2000
Chester, PA 19022
800-888-4213
http://www.tuc.com |
Experian (formerly TRW)
National Consumer Assistance Center
P. O. Box 2104
Allen, TX 75013-2104
888-397-3742
http://www.experian.com |
You also have the right to prohibit information
contained in your credit file with a credit-reporting agency from being used in connection
with any credit transaction that you do not initiate. To exercise this right, please call
1-888-567-8688 to contact all three of the credit reporting agencies listed above.
If you would like to have your name removed from other national
marketing lists, please send a written do not mail or do not phone
request to the Direct Marketing Association at the address listed below. They will inform
their member companies of your request, although non-members will not be notified:
Direct Marketing Association
Mail Preference Service
P. O. Box 9008
Farmingdale, NY 11735-9008 |
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Direct Marketing Association
Telephone Preference Service
P. O. Box 9014
Farmingdale, NY 11735-9014 |
We hope you find this information helpful. Please
feel free to contact any of our employees if you would like more information about our
privacy policy. We can be reached at the address listed above, or by calling us at (504)
598-7200.

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